Funds to get your property ready
for sale

Access up to $35,0001 to spend on marketing, home improvements, styling, auction fees and much more. Pay when your property sells.

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Join the thousands of Australians using ListReady

Pay for expenses without
being out of pocket

Pay for expenses without being out of pocket

A no fuss payment option
for listing expenses

Access up to $35,0001 on demand

Quick online sign up and funds ready to use instantly once approved.

Nothing to pay upfront

Repay when your property settles, or within 6 months, whichever comes first.

Easy online payments

Transfer to your agency, tradesmen, stylists and more, or withdraw to your bank account.

Simple monthly fee, no hidden extras

Borrow what you need, a monthly fee of 2.25% applies to the funds used.

 

Unlock your
property’s
potential with
ListReady

Add value to your property

Invest in renovations and repairs to maximise your property’s potential.

Make a great impression

Make your property stand out with professional cleaning, landscaping, styling and more.

Attract more buyers

Invest in the right marketing package to boost your listing and reach more buyers.

List and sell with no
upfront cost

Cover selling related expenses, including auction, conveyancing, and legal fees.

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Based on your estimated expenses and time to settlement, this would be the total amount of ListReady fees applied to your account.

Your total repayment will include the amount you borrow plus a monthly fee of 2.25% applied to your account balance each month.

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Seller’s Agent Fee

If you’re selling a home or even thinking about it, you need to understand the seller’s agent fee (or real estate commission) and how you can reduce this charge. When you use an agent to sell your property, they’ll charge a fee based on their time and other associated costs (photographs, advertising costs, etc.).

In Australia, real estate commissions are not regulated, and agents can set their costs. This means that it is up to the seller to determine if the real estate agent is offering value for money or if you need to select a different agent. Finding the right agent who charges lower real estate agent fees for selling than others has the potential to save you thousands.

How is the seller’s agent fee calculated?

When preparing to sell a house, you need to know about the seller’s agent fee. In Australia, the real estate agent fee can be calculated using two different methods, a flat fee or a commission. If you choose the flat fee, you and the agent must agree to the fee before the house is listed. The advantage of the flat fee is you know precisely what the seller’s agent fee is before the property is listed. However, some agents will request the fee be paid even if the property does not sell.

A commission-based real estate agent fee is based on a percentage of the sale price, and it is usually paid after the agent sells your home. You may find that some agents request the commission be paid if the sale is not completed during the settlement phase. A suitable method for limiting your out-of-pocket expenses is to request a non-returnable deposit from your buyer that will cover your agent’s commission. As the agent’s commission is a percentage of the sale, you may find they are more willing to sell for a higher price, but this may also mean your property takes longer to sell.

When researching an agent to list your property, make sure you know which method they use to calculate their commission.

What is the average fee charged by agents to sell a house?

The average agent fees for selling houses in Australia are between 5% and 6%. These fees can vary depending on which Australian state you’re selling in and the precise location of your home. In properties in a hot suburb and a good amount of competition, the seller’s agent fees are more competitive than in other suburbs.

The exact agency commission rates you need to pay will entirely depend on the agency you choose. You may find that an agent with a higher fee will offer you more than an agent with lower fees. Some agents may also offer optional extras, which must be in addition to a lower-than-average commission fee. Knowing the average realtor fees is an excellent method for getting started on your search to find that perfect agent. This knowledge allows you to negotiate better, as you can ask the agent why they are asking for more than the national average and what they are doing that justifies this commission.

The property agent fees are mainly to cover the agent’s costs associated with the sale of your property. These costs can include paying for advertising and marketing. If the agent feels your home is challenging to sell, they may need to invest more into advertising and request a higher-than-average commission.

As there are a lot of factors that go into an agent requesting a specific real estate commission, you shouldn’t rely too much on the average seller’s agent fee. During most sales, you can expect to spend up to 1% of the value of the property on advertising. An agent’s commission will likely fall between 1.5% and 4%. The faster your home is likely to sell, the lower the agents may offer you to secure your business.

How to reduce the agent’s fee when selling a house?

The best way to reduce real estate agent commission is to negotiate a lower fee. The most significant expense will likely be the agent’s commission when you’re selling a property, so reducing the seller’s agent fee is vital to save you money in the sale.

When you have your selection down to a few agents, you can start negotiating the seller’s agent fee and get a lower fee than first offered. When you enter into negotiations with your selected real estate agent, you can ask to see a breakdown of their rates and cost projection. You may find you can save on their fees by eliminating certain elements. The breakdown may include a cost for a signboard outside your home, and if you don’t want that, then the agent may be willing to lower their fees.

In a high-value property, you may find that lowering the commission fee can save you a few thousand dollars. As you’re looking after your best interest, please don’t be shy in telling the estate agents you’re comparing their fees with others in the area. If the agent knows you’re shopping around, they may be more likely to offer you a better deal to secure your property.

Real estate agents can be competitive, and they offer you a good deal on your real estate agent fee (which lowers the cost of selling a house) to secure your business. In some instances, real estate agents may try to mitigate some of their risks by requesting you pay a portion of the commission fee upfront.

You can use ListReady and access up to $35,000 of funds that can be used for your property when selling your home. These funds can be used for any purpose, including paying the fees for selling a house. You can pay the commission and other selling property costs or use the available funds to improve your property and help sell your home quickly in a slow market.


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**This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.