Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Auto Financing



Auto financing has helped so many people buy their dream car. Auto car loans satisfy the need of car owners wanting to purchase a car without paying it in full. With MONEYME, auto financing is fast and easy. We offer car loan solutions that will definitely fit what you're looking for!

So if you've been searching for ways to avail of a new car loan, then this might be your chance to make it happen. MONEYME's innovative online platform brings secured financial solutions that make car loan finance attainable. So stop daydreaming about when you will ever get the car of your dreams and start exploring your credit options for a no deposit car finance in Australia.



How does auto financing work?

First-time car buyers will often find themselves in similar situations where they’re unfamiliar with how auto financing works. You’ve heard stories and suggestions from friends on how they went through a rigorous bank financing or car dealership. But have you ever encountered online cash loans that provide easy car finance? Look to our solution at MONEYME and receive fast cash with competitive interest rates for car loans.

Auto financing lets you pay for the car you want to buy through terms and monthly payments, so if you don't have the full amount available to pay for a car, you will need auto financing to cover your purchase. There's no one-size-fits-all when it comes to auto car loan finance, especially with online lenders. Monthly payments will vary based on your income, existing loans, expenses and credit score. Car loans from the best new car financing deals present better car loan options than banks and other car dealers. 

Online lenders can offer low-interest rates. However, different terms, fees and other loan amounts may apply based on income, debt history, expenses and credit score. MONEYME can give low-interest rates to personal loan lenders compared to other Australian banks and traditional lenders. If you would like to know more about how much monthly instalment fees apply when you get a car loan, then contact us today.



How to apply for auto financing?

Applying for auto financing is as easy as accomplishing an online application. You need to check your eligibility to qualify for auto financing. You must be an Australian resident, employed and over 18 years of age. You may apply online via the MONEYME website or download the app via Google Play Store or App Store. 

To avoid delays in the approval process, you need to provide complete and correct information about yourself, such as employment status, income, expenses, etc. Providing us with as much correct information as possible means we can let you know the outcome of your application as soon as possible.

After that, sit back and let our advanced tech-driven platform quickly assess your eligibility and determine the total amount of loan that you are qualified for.

With MONEYME, you can experience immediate settlement of funds transferred to your bank account on the same day (provided you applied during business hours).



How much can I borrow through auto financing?

The amount of money you can borrow through auto financing varies depending on three important factors: total car value, interest rates and loan terms.

Your credit score also affects the total annual interest rates. If you have a good credit score, you have a chance to avail yourself of low-interest rates. A car finance company will check your credit report, including your credit obligations, income, and living expenses. Your total credit score based on your credit history will help you achieve an easy and quick way of getting low-interest rates. 

If you have a low credit score, you can start with small loans with us and work towards getting more borrowing power and eventually get access to more funding. The longer you work with a company, the more security they receive as a lender, so it’s quite important to borrow from a reputable and trusted partner that can support you for years to come.

When you apply for a loan at MONEYME, you are sure to have a safe and hassle-free way to get the cash you need at competitive interest and low fees. Unsecured loans for auto financing can reach up to $50,000 with no asset security. So if you are interested in easy and fast auto financing, talk to us today.

And lastly, the amount of time you decide to pay back the loan, which typically ranges from one to five years, can greatly affect your credit amount. Short term loans have lower total interest payments since they have to be paid off within about a year. Longer repayment terms will ultimately result in lower monthly payments, but you will end up paying more in total interest.

Get a car loan with fast and easy online applications only at MONEYME. We offer low-interest rates with flexible repayments and no early exit fees. Get your loan approved within the day. Enjoy competitive interest rates and low fees across all of our finance options. Talk to us to explore your credit options today!

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Auto Financing
Won't impact your credit score!

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