What makes our Cashback Rewards Credit Card different?

The MONEYME Cashback Rewards Credit Card is designed for simple, everyday spending with real value built in. Apply online in minutes and, if approved, start using your digital credit card straight away with Apple Pay or Google Pay.

With up to 44 days interest free on everyday purchases, this credit card gives you the flexibility to manage your spending while staying in control. You can also earn cashback on eligible purchases, credited directly to your account, so you get rewarded without the complexity of airline points.

Everything is managed in the MONEYME app, from tracking transactions to making repayments, giving you a fast and seamless digital experience.

What can I use this credit card for?

• This credit card can be used for a wide range of expenses, including:
• Groceries and household spending
• Bills and subscriptions
• Travel and accommodation
• Online shopping and retail purchases
• Larger purchases you want to spread over time
• And so much more

Used responsibly, a credit card can help you manage cashflow and pay for purchases in a way that suits your budget.

Benefits of our credit card

• Cashback on everyday spending - Earn cashback on eligible purchases, credited automatically to your account with no points to track or redeem.
• Interest free period - Get up to 44 days interest free on everyday purchases when you pay your balance on time.
• Perks you can actually use - Get built-in protection for your phone, card purchases and tickets when you pay (in full) using your MONEYME Cashback Rewards Credit Card.
• Easy online application - Apply for a credit card in minutes and, if approved, start using it straight away. You can even get pre-qualified without impacting your credit score.
• Flexible credit limits - Choose a credit limit between $1,000 and $20,000 to suit your needs.
• Simple and transparent - No complicated airline rewards systems or hidden costs. Just a straightforward credit card designed for everyday use with rewards that don’t expire, get devalued or are hard to redeem.
• Manage everything in one place - Track spending, view your balance and make repayments easily in the MONEYME app.

Perks you can actually use

The MONEYME Cashback Rewards Credit Card includes built-in protections designed for everyday spending, so you get more value from the purchases you already make (when you pay in full using your card).

• Phone protection - Pay your phone bill with your credit card and get cover for damage or theft. Protection is available up to $1,500 per year with a maximum of $900 per claim.
• Purchase protection - Shop with confidence knowing your purchases are covered if an item does not arrive, arrives damaged or is missing parts. You are also covered for accidental damage or theft on eligible purchases (up to $750 per year).
• Ticket protection - If you pay for event tickets with your credit card and cannot attend due to unexpected events like illness or injury, you may be reimbursed up to $1,200 per year.