Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Rent Assistance Eligibility & Information
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact

What is rent assistance?

Rent assistance is a way for Australians to access a private rental property, by providing the funds needed to help pay the upfront bond. Using rent assistance means a potential renter won’t miss out on securing a rental property because they haven’t been able to save the entire deposit themselves, allowing them to enter the rental market faster.

Wanting to rent but need some help?

Rent assistance helps give younger Australians a fair go in accessing rental properties they may have otherwise missed out on.

Because Australian property prices have been on an upwards trajectory for many years now, the dream of home ownership can sometimes feel almost impossible for many younger Australians. But this doesn’t mean staying in the family home indefinitely, or living in a property that doesn’t suit your lifestyle or needs.

In lieu of purchasing a property, an increasing number of Australians are now deciding that renting is the solution for them. The challenge here is that this is causing the rental property market to become more competitive too, increasing the need to be able to act quickly to secure a rental property.

Don’t let an opportunity slip away

This is where obtaining rental assistance from MoneyMe can be vital. If you’ve found a rental property that works perfectly for you – whether it is close to work or university, or you have the chance to rent with friends – you don’t want to miss out just because you won’t have the funds to pay the bond without saving for months.

Just remembering that rental assistance is available can give you the confidence to inspect rental properties knowing you won’t miss out because of finances.

How do I apply?

If rent assistance sounds like exactly what you need right now, the process to apply is super simple – you can even do it from your mobile during the property inspection from your mobile!

Simply click on the “Apply Now” button, and we will guide you through providing certain personal details, such as your income and expenses, and give you a decision on your application in just a few short minutes.

Depending on who you bank with, you could receive your funds in just an hour, which means you’ll be good to sign the lease that very same day – simple!

MoneyMe also offers rental bond loan solutions such as:

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