A fast cash advance in Brisbane from MoneyMe can come in one of two ways: as one of our small loans with a variable repayment schedule and paid to you as a lump sum cash loan directly into your bank account or via our Freestyle virtual Mastercard®, a revolving line of credit that works just like a credit card but instead of living in your wallet as another piece of plastic, lives on your smartphone instead.
If you’re interested in any of our personal loans like a quick cash loan from $2,100 to $50,000 then applying online is quick and easy. We have developed an intuitive online software solution which allows us to offer an application form that takes you just minutes to complete and submit, a fast approvals process and even faster loan transfer process.
When you start your application with us online for any of our quick loans, you’ll be asked for some basic information about your current finances like what you currently earn, how long you’ve been working with your employer, what your living expenses are like such as the amount of rent that you pay or what your mortgage repayments are, as well as other incidental costs like your utility bills, your entertainment costs and your general purchases like groceries and entertainment. Once you’ve completed the form and included a couple of general forms of identification, then you’ll be directed to our secure online portal powered by illion’s bank-level encryption protection. This portal will ask you to log into your online bank account and by doing so you agree to have a 90-day statement from that account forwarded to our loans assessment team. That’s all that we receive – a read-only statement in PDF format and nothing else. We don’t get access to your account or even the ability to see your login credentials.
We use this statement to verify your application data so that you don’t have to waste time uploading payslips or waiting for us to get in contact with your employer to check your salary and employment details. Once our loans team has reviewed your application, you are sent your loan offer. This offer will detail how much money you have been approved for, what the loan term is and what your repayments are. Our range of short term loans in Brisbane start over a loan term of just 12 months and you can apply for loan amounts starting at $2,100.
Small loans like our cash advance in Brisbane options can be a fast and effective way of getting your hands on fast money. Your application form takes you just minutes to complete and submit and customers who apply for our range of fast loans in Brisbane usually receive a response from our assessment team within minutes when they apply during our business hours. When you’re happy with the loan offer that we have made you then it’s simply a case of accepting it online with a quick and easy digital signature. As soon as the loans team has received your signed contract then your new funds are transferred immediately. This could mean that you get same day loans in Brisbane by close of business or within 24 hours of submitting your application, depending on who you bank with.
These kinds of loans are variable loans which means you receive a lump sum cash amount into your account and then your repayments are directly debited for the term of the loan. There is no redraw facility available which means you can’t increase your loan with us while you are still repaying it. The good news is that if you need access to additional funds then you can pay out your loan with us ahead of schedule without getting stung with early termination fees (like other credit providers can charge) and then apply for a new loan instead.
For more flexible credit options which do allow redraw amounts, you might want to consider the Freestyle online credit card from MoneyMe. It’s the same application process and the same processing time. Funds are available to use as soon as you return your signed contract with us so there’s no waiting by the mailbox for your plastic card to arrive. It won’t because we don’t issue them. The Freestyle account conveniently lives on your smartphone where you can use it in-store wherever tap and go is accepted as well as for quick and easy online shopping.
If it’s a cash amount that you need straight away, then you also have the ability to transfer a cash advance from your credit account to your own or another person’s bank account instantly. Cash advances from Freestyle come with different interest rates to your purchase rates and there may be other fees incurred for this service. Review the terms and conditions that you received with your approval for more details or feel free to get in contact with our team via phone or live chat online to double-check before you proceed.