Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How To Apply For Cosmetic Surgery Loans With Confidence



Considering cosmetic surgery but worried about the cost? Cosmetic surgery loans could be an option for you.

Thankfully, you don’t have to look any further for more information. MONEYME is here to help make things easier. We offer personal loans for a variety of purposes, including cosmetic surgery, that are simple to apply for and come with fast approval times. 

Ready to make your goals a reality? This article will guide you on how to easily navigate the entire process.



Step #1: Evaluate financing options

Personal loans stand out for their structured repayment terms and potentially lower interest rates, making them a solid choice for those with good credit standing interested in securing a nose surgery payment plan or other surgery payment plans.

Medical financing through credit cards typically has shorter terms and higher interest rates, which aren’t ideal if you also have other responsibilities that you have to budget for. If you can't pay off the purchase right away, you might end up paying more interest in the long run.

On the other hand, loans can generally be paid for up to 5 years at lower interest rates, making them ideal for budgeting for substantial purchases.



Step #2: Starting the application process

Once you're certain that a personal loan for cosmetic surgery is right for your financial situation, it’s time to apply. The application process here at MONEYME is quick, simple, and fuss-free:

1. Check your rate

Start by finding out your interest rate and monthly repayments with our swift, no-obligation rate check. This step is quick and has zero impact on your credit score.

2. Continue the application

Once you’re happy with your loan offer, you just have to click the ‘submit application’ button to continue the application. With us, there are no complicated forms and no fuss – you can apply for a loan in as little as five minutes.

3. Access funds fast


With MONEYME, if you get approved for a personal loan for surgery, the funds can be in your bank account in as little as 60 minutes.

Step #3: Managing repayment efficiently

Having options and flexibility in your repayment strategy for cosmetic surgery loans is vital for managing your financial health. 

You’ll be pleased to know that with MONEYME, you can choose the terms that suit you and you don’t have to pay early exit fees, so you can settle your debt early with no worries. If you pay off your loan early, you can save on interest costs in the long term, which can grant you more peace of mind and control over your financial future.

Step #4: Getting continuous support

At MONEYME, we understand that financing your goals, such as cosmetic surgery, extends beyond just acquiring the loan. Our team is here to assist with any queries or concerns about weight loss surgery loans and more. Reach out to us via phone, email, live chat, or our app so we can make the necessary arrangements quickly.

Using MONEYME App

In today’s fast-paced world, managing your finances should be as convenient as checking your email. That’s where the MONEYME app comes into play. Designed with user experience at its core, the app enables you to check your credit score, monitor your loan balance, and track your repayment progress effortlessly.

Frequently Asked Questions (FAQs)

 

Are cosmetic surgery loans different from regular personal loans?

Also called cosmetic procedure financing and plastic surgery loans, cosmetic surgery loans fall under the category of personal loans. Just like how you can use a personal loan to cover expenses related to home renovation, holidays, and cars, cosmetic surgery loans can be used for different procedures. 

Do I need to have good credit to qualify for a cosmetic surgery loan?

Eligibility for a cosmetic surgery loan varies by lender, with credit score often being a significant factor. However, it’s not the sole basis for receiving a green light for these loan options.

At MONEYME, we take a holistic view of your financial situation. We factor in all aspects of your income and expenses, as well as your credit score, employment stability, and debt-to-income ratio, similar to the process when applying for a loan for furniture, appliances, home renovations, and other loan services. 

What factors should I consider before taking out a cosmetic surgery loan?

Before taking out cosmetic surgery loans, take into account the following:

  • Your budget. It will determine how comfortably you can manage loan repayments.
  • The total cost of the surgery. Whether you’re interested in getting beauty procedure loans,  aesthetic treatment loans, or affordable surgery loans, make sure to factor in all the costs associated with your desired cosmetic procedure, such as the pre-surgical tests, prescription medications, and postoperative care.
  • The lender. Make sure the lender holds a valid Australian credit license. It’s also crucial to avoid lenders who aren’t upfront about the total cost of the loan as well as those who impose early repayment fees.

Unlocking your financial potential with MONEYME

At MONEYME, we understand that time is of the essence when it comes to your financial needs. That’s why we’ve streamlined our application process to be as efficient and user-friendly as possible. Whether you’re interested in cosmetic surgery loans, thinking of applying for dental surgery loans, or looking to consolidate debt, MONEYME is here to fast-track your goals. 

With our easy application and swift approval process, you don't have to wait to get what you want; you can get the cosmetic procedure, holiday, or home renovation you've been dreaming about right away.With MONEYME, you’re not just choosing a lender. You’re choosing a partner that’s offering a seamless blend of technology, innovation, and support every step of the way. Check your personalised rate and repayments and apply for a loan today.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

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Won't impact your credit score!
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What our customers say

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Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Cosmetic Surgery Loans
Won't impact your credit score!

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