Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Cash Loans Central Coast



We offer cash loans in the Central Coast and the surrounding areas for balances between $5,000 and $50,000. If you need money fast, then we are the tech-savvy money lender for you. Our application process is fully online and only takes you minutes to complete and submit. Approvals are fast and when you apply during business hours you are generally approved within the hour. We transfer your instant loan amount to your account as soon as we receive a signed contract. Contracts are sent and signed online so you could have cash in your account the very same day.

We’re an online money lender over quick personal loans right across Australia, including the Central Coast region. If you’re in Budgewoi, The Entrance, Terrigal or surrounds, apply now with MoneyMe for easy finance and fast cash when you need it.



Where to get cash loans in Central Coast?

The fastest place to get cash loans in the Central Coast is online with MoneyMe. We offer a range of easy loans you can apply for in just 5 minutes and all online. Our low doc personal loan application process has been designed to be fast and effortless. We don’t need you to upload a bunch of documentation or print anything out. We’ll ask you for some basic identification like your driver’s licence or passport and your Medicare card, and then we’ll simply ask you to input your online banking details to verify your application data. We use illion’s bank-level encryption software, so your details are safe, and we don’t actually access your online banking platform. Instead, your personal loan broker receives a read-only PDF format bank statement showing the last 90 days of transactions. We use this to instantly verify your income, your living expenses and other debt commitments that you have. It’s the reason that we can offer same day loans of between $5000 and $50000 instantly.

A variable rate personal loan from MoneyMe is paid to you as a lump sum cash amount. This is transferred as soon as we receive your online signed contract. There’s no need to print anything out; all you need to do is digitally sign your contract and send it straight back to us. Once you have received your funds, there is no personal loan redraw facility available which means you can access more than your initial amount even after you have repaid some of your personal loan balance. You can, however, refinance a personal loan with us which means apply again for a new loan with a higher balance, including enough to pay out your existing loan.

If you’re looking for a more flexible easy finance option, then you might want to consider the Freestyle online credit card from MoneyMe. The Freestyle virtual Mastercard® is a digital credit card that works just like any other line of credit. You can use it in-store wherever Tap n Pay is accepted and for online shopping. Customers can receive up to 55 days interest-free for purchases which means that when you repay your credit balance you have used for everyday purchases within that period, you’re really just using an interest free credit card.

Once you have repaid any credit funds then those funds become instantly available to use again. It’s a revolving line of credit that’s always available and so can make a great emergency spending account, a card for covering your everyday expenses or the perfect way to manage spending money while you’re on holiday.



How to access cash loans?

If you have been approved for a quick cash loan with us then you’ll receive a loan contract online which shows you what your loan term is, the number of repayments you need to make and the total interest payable. When you’re happy with the terms and conditions that we’ve offered you and you’re ready to proceed then it’s simply a matter of digitally signing your new contract. Our same day loans mean that when you apply during our business hours and return a loan contract to us, you can have your new funds in your account by the end of the same day.

If you are applying for the Freestyle virtual credit card, then it’s even simpler. There’s no waiting period for your card to arrive in the mail because we don’t send you one. Freestyle is designed for today’s spending habits which means it lives on your smartphone and not in your wallet. Once approved and everything’s returned to us, we make your Freestyle funds instantly accessible so you can start spending immediately. 



How do the repayments work for cash loans?

Personal loan repayments are variable amounts that are directly debited from your bank account every month. This is to ensure that you don’t forget to make your payment on time. When you receive a loan offer from us you will see how many repayments you need to make and what the interest rate is. Each repayment will include both the interest and the principal loan amount with the interest amount dropping steadily as the loan balance reduces over the term of your loan. If you want to pay out your loan balance before the end of the term and save yourself a bit of interest, then you can absolutely do that. MoneyMe doesn’t charge customers an early termination fee, unlike other credit providers can.

For every successful credit product that you have with us, your credit rating at MoneyMe increases which means you can access higher credit limits and lower fees and charges for future credit products that you apply for. 

Apply online now with MoneyMe for cash loans Central Coast and get the money you need fast.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Cash Loans Central Coast
Won't impact your credit score!

Trusted by thousands of Australians

awards

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact

Ready to
kick your goals?

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied