Quick cash loans from MoneyMe are offered as a lump sum amount transferred directly in your bank account. When you apply online for any of our personal loans or other easy finance products like the Freestyle online credit card, it takes you just minutes to complete and submit your online form. We don’t need you to upload your payslips or bother your boss with an employment reference. Instead, we use fast and intuitive software solutions to verify your application details instantly and return a loan offer or credit limit that we believe you can comfortably afford.
When you receive a personal loan offer from us, your contract will clearly state the loan term, the number of repayments you will need to make as well as other fees and charges like the total interest payable, any establishment fees, etc. This contract is sent online and once you have carefully reviewed the terms and conditions, you simply digitally sign it and send it back. As soon as you receive your contract, we transfer your fast cash amount immediately. Depending on who you bank with, customers can receive their new funds on the very same day. When MoneyMe offers same day loans, we really, actually mean it. It’s so easy that you won’t need to hire a personal loan broker to do the work for you.
Your monthly repayments will be direct debited for your convenience and if you’re not sure how much you can comfortably afford to repay then consider using a loan calculator before you apply. These are great online tools which offer an indicative interest rate, repayment amount and loan term that works best for you. Simply input the amount that you’re looking for and check that the repayment fits in with your current living expenses and cash flow.
Our range of variable rate personal loans can be used for all kinds of costs and plans like covering your dream wedding, helping you get started on home improvements and renovations, covering costly medical bills as well as for tidying up your finances. A personal loan for debt consolidation can be a quick and easy solution for helping you get your finances back on track and chop down on costly interest repayments. Simply apply for a quick loan amount covering the total cost of your small debts and bills and then clear them all out together when your new funds arrive. Instead of paying multiple creditors and potentially losing thousands in interest, you make just one monthly repayment instead at a variable rate of interest over a set period.
Once your finances are back in front then you can opt to close out your loan balance with us ahead of schedule and save even more in interest. We don’t sting you with early termination fees when you do this, unlike other money lenders can.
We are committed to our practice of responsible lending so we only approve applicants we believe can comfortably afford our credit products.