Fast loans in Melbourne from MoneyMe are quick and painless finance options that take you just minutes to apply for, entirely online. We’re the online lending specialists who don’t have a branch office. Instead, we’re available for Aussies just like you and right across the country from the comfort of your own home. Everything you need to know about how our quick loans work can be viewed online in plain-speaking language. There are no hidden fees or catches. What you see is same day loans Melbourne available for up to $50,000 and that’s exactly what you get.
When you apply online using our intuitive and easy online application form, you’ll be asked for some general information about your finances. We’ll ask you for your current income details, your living expenses, any other bills and debts that you might have as well as your general costs like entertainment and food. At the end of your application form, you’ll be directed to a secure online platform where we will ask you to log into your online bank account. This platform is managed by illion’s bank-level encryption software and it allows our assessment team to view a 90-day statement from your account. This statement arrives in PDF format and we don’t receive anything else.
We use your most recent statement to verify your application details like your salary and your living costs and then send you a loan offer based on what we believe you can comfortably afford. Your loan offer will detail how many repayments you will need to make, what the interest rate is and any other fees and charges that may apply. If you’re happy with your loan offer, then simply digitally sign your contract and return it to us. There’s no need to print anything out and scan it back. As soon as the personal loans team has received you signed contract, we transfer your new funds immediately. Depending on which bank you use, this could mean that your new loan clears into your account within the same day. Typical responses are based on when you apply so applying within our business hours usually results in an approval received within the hour.
Want to pay off your loan with us sooner? We don’t charge our customers early termination fees when they want to pay out their loan balance early so if you’re in front of your finances and looking to save yourself some interest, we’re happy to help!
For anyone searching for a more flexible credit option, you might be interested in the MoneyMe Freestyle Mastercard. Just like any other credit card, you can use your revolving line of credit from us for everyday purchases, bills and even a fast cash advance Melbourne. Transferring funds from your Freestyle account is quick and easy via your mobile. Unlike other credit cards, the Freestyle virtual Mastercard® lives in your smartphone so there’s no wait for your piece of plastic in the mail.