The first thing to do when looking for a new finance provider is to check out their current offerings. Everything you need to know about our range of personal loans as well our Freestyle online credit card is available to review online in plain-speaking language. There are no hidden fees or nasty jargon. What you see is what you get at MoneyMe and you can take a look through our range of fast loans Adelaide, including our fees as well as our lending terms and conditions immediately.
When you’re happy that we’re the right moneylender for you then it’s simply a case of getting started on your online application for our range of small loans, larger loans and line of credit options. To qualify for our credit products, you will need to be at least 18 years of age, currently employed and a permanent resident in Australia. If you can tick all of those boxes off, then it’s time to get started. You’ll need a couple of forms of identification like your driver’s licence and your Medicare to verify your identity but that’s about it. We’ll ask you for your income details, your living expenses and any other bills and debts that you might have. At the end of the application process, you’ll be directed to a secure portal protected by illion’s bank-level encryption software. This portal will request that you log into your online banking platform which will allow our loans team to receive a read-only PDF statement of the last 90 days of transactions within your bank account. We use this statement to verify your application details instantly and this why we’re about to offer such fast same day loans Adelaide. If everything matches up, then we can send you a loan offer or an offer for our Freestyle virtual Mastercard® (whichever you have applied for) within a matter of hours. Typically, customers receive a response within the hour when they apply during our business hours.
Your credit contract will clearly show you what type of cash loan you have been approved for or the details of your new online credit card. Carefully review all of the fees and ensure that you’re aware of your repayments and when they will be direct debited. When you’re happy with your contract then you simply sign it online using a digital signature facility and then return it to us. As soon as our loans team has received your signed contract for a short term loan Adelaide or any of our longer-term quick loans then your cash is transferred immediately. Depending on who you bank with, this could mean that your money is available the very same day.
For customers seeking our revolving line of credit option, the same turnaround time applies. Once we have received your signed credit contract then we make your Freestyle account and its credit balance of between $1000 and $20000 available immediately. Unlike other credit cards, your Freestyle account lives in your smartphone so you can use it online or in-store wherever Tap n Pay is accepted.
Managing your account with us is also quick and simple with your own dashboard you can access from your mobile or desktop computer. Manage payments or even increase your limit all from our quick and easy online portal.