Personal
loans for
kicking goals

Low rates starting from 5.99% p.a. (comparison rate from
6.70% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!
  1. MoneyMe
    2.   /  
  2. Loans
    3.   /  
  3. unsecured

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

0.00

Example variable interest rate

5.99% p.a.

Comparison rate*

6.70% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!

Check our rates
and fees

Variable interest rate

5.99

% p.a.

up to

24.49

% p.a.

Comparison rate*

6.70

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Establishment fee

$0 - $395

Loans up to $15,000

$0 - $495

Loans above $15,001

Loan term

3 to 7 years

Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Unsecured Loans
5
5 stars

The process was very simple.

And the experience was nothing short of outstanding.

google
5
5 stars

Best Service Ever!!!

The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.

pr
5
5 stars

Very easy process!

Professional and friendly people to deal with. Absolutely great dealing with MONEYME!

google
5
5 stars

Easy Peasey!!!

Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.

pr
5
5 stars

I am delighted with my loan.

The app is fantastic, I like being able to see exactly where I’m at

google
4
4 stars

My experience was awesome.

Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.

pr
4
4 stars

Efficient service.

I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.

pr
4
4 stars

Prompt and professional.

Loan was sorted quickly and with little fuss. Will use again in the future.

google
4
4 stars

Efficient and Great.

Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.

pr
4
4 stars

Fast, Great rate.

Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .

google
4
4 stars

Super efficient.

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.

pr
4
4 stars

Fantastic!

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚

pr
5
5 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

google
5
5 stars

Fast, friendly and customer focused!

MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.

pr
5
5 stars

The process was smooth and easy from beginning to end.

I’d gladly recommend

google
5
5 stars

Excellent Service and Highly recommended -

MONEYME has been a great help and they assisted me with all my queries.

pr
5
5 stars

Money Me has just been fantastic.

No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.

pr
4
4 stars

Money Me has just been fantastic.

Easy to do business with. It was a really easy process and I would highly recommend them.

pr
4
4 stars

Perfect.

Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you

pr
4
4 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

pr
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
supporting world vision
Supporting
World Vision

We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.

What is an unsecured loan?

An unsecured loan is where money borrowed from a lender is not guaranteed against a security. This is compared to secured loans, where a house or car needs to be pledged. MoneyMe unsecured loans are available entirely online. This means you can get up to $50,000 fast, with no paperwork or queuing.

What is the difference between secured and unsecured loans?

A loan that is backed by an asset, like a car or house, is a secured loan. The lender may sell the secured asset if you cannot repay the loan, which they cannot do if the loan is unsecured. MoneyMe offers only unsecured loans, which you can apply for online in 3min.

How to get an unsecured loan?

Getting an unsecured loan with MoneyMe is quick and easy:

  1. Complete the 5min loan application on our website, select your desired loan amount and how long you need to repay the loan.
  2. Fill in personal and bank details, estimated income, and email address.
  3. Receive a decision in minutes and, depending on your bank, cash within minutes too.

Unsecured loans, easy application

For easy loans, think MoneyMe. Our online, simple loan application process takes just a few minutes to complete and gives you access to a straightforward, transparent finance option.

There are times in life when you might find that you need cash right now. MoneyMe unsecured loans have quick and easy approvals. They’re the safe, hassle-free way to get the cash you need, with no hidden fees, long wait times or other tricky complications.

Get your unsecured personal loan fast!

Once you’ve completed our online application, we’ll get back to you quickly, within the same day if applied during business hours. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course and if you apply outside of business hours, it will generally take a bit longer. It is so simple to get a loan that you can use it for just about anything including for a small business.

At MoneyMe, we’ll never lend you more than you can afford to repay and there are no hidden transaction fees.

Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we're completely upfront about these. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied