Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Unsecured Loans
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact

What is an unsecured loan?

An unsecured loan is where money borrowed from a lender is not guaranteed against a security. This is compared to secured loans, where a house or car needs to be pledged. MoneyMe unsecured loans are available entirely online. This means you can get up to $50,000 fast, with no paperwork or queuing.

What is the difference between secured and unsecured loans?

A loan that is backed by an asset, like a car or house, is a secured loan. The lender may sell the secured asset if you cannot repay the loan, which they cannot do if the loan is unsecured. MoneyMe offers only unsecured loans, which you can apply for online in 3min.

How to get an unsecured loan?

Getting an unsecured loan with MoneyMe is quick and easy:

  1. Complete the 5min loan application on our website, select your desired loan amount and how long you need to repay the loan.
  2. Fill in personal and bank details, estimated income, and email address.
  3. Receive a decision in minutes and, depending on your bank, cash within minutes too.

Unsecured loans, easy application

For easy loans, think MoneyMe. Our online, simple loan application process takes just a few minutes to complete and gives you access to a straightforward, transparent finance option.

There are times in life when you might find that you need cash right now. MoneyMe unsecured loans have quick and easy approvals. They’re the safe, hassle-free way to get the cash you need, with no hidden fees, long wait times or other tricky complications.

Get your unsecured personal loan fast!

Once you’ve completed our online application, we’ll get back to you quickly, within the same day if applied during business hours. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course and if you apply outside of business hours, it will generally take a bit longer. It is so simple to get a loan that you can use it for just about anything including for a small business.

At MoneyMe, we’ll never lend you more than you can afford to repay and there are no hidden transaction fees.

Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we're completely upfront about these. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.

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