Personal
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All your visitors walk through the front yard before entering your home, which is why you should take the issue of front yard landscaping seriously. A poorly done front yard may give a bad impression of your home, while a well done front yard can be quite a refreshing area of the home. 

One of the most common reasons people give for not doing proper front yard landscaping is a lack of funds. However, with MoneyMe home improvement loans, you can easily upgrade your front yard to modern standards.

The cost of front yard landscaping in Australia may vary from one city to another. The size of the yard, the amount of work to be undertaken, and the complexity of the terrain may also affect the amount of money you have to pay. There are also landscaping ideas that may cost more than others, depending on what it takes to make them work. A simple front yard landscaping project may cost around $4,800, while a more complex project may run up to $50,000.

A home improvement loan can be the easiest way for you to get the amount of money you need to carry out your front yard landscaping project. MoneyMe offers loans of up to 50k, making it one of the best financial institutions to work with when it comes to all matters of home improvement. 

You can use your home improvement loan to do a variety of things, including covering kitchen renovation costs, build carport costs, new bathroom costs, bathroom renovation costs, backyard paving and veranda upgrading costs. 

It is worth pointing out that securing a home improvement loan is not a difficult task, and the process of application can take as little as 5 minutes. Below is a quick illustration of the steps you can take to secure such a loan.

Determine eligibility

Before receiving any money in the form of a loan, all financial institutions lay down a list of minimum requirements, and MoneyMe is no exception. For starters, you must have attained the age of 18 years and be a permanent resident of Australia. This loan facility also requires that all applicants must be employed in one way or another.

Register your details

Once you are sure that you meet all the eligibility requirements, you are free to proceed to this next stage of registering on MoneyMe. This can be done through your android or iPhone device. Simply go to the App Store or Google Play and download the MoneyMe software. Install it on your device and complete the registration process.

Submit an application

The next step is to determine the amount of money you need for the front yard landscaping project you have in mind. The costs of landscaping may vary from one Australian city to another. The complexity of upgrading your front yard may also play a role in the amount of money you need to complete the project.

Once you are sure of the amount you require, go ahead and fill in the application form available on the MoneyMe app. Some of the details you may have to enter include any outstanding loans or rent arrears. MoneyMe will also gain access to your credit score to determine your creditworthiness. The data you share is used to calculate how much money you can receive in the form of a personal or home improvement loan. 

Get approved

Once we receive your applications, we will run a quick assessment of all the information shared and approve your loan within 24 hours. In fact, many people receive money into their accounts a few minutes after submitting an application.

The cost of the loan you receive is determined by your MoneyMe rating. This rating often factors the details you provide during the registration process, which is why you should only enter accurate and factual information. Otherwise, your loan may be declined.

Before you accept any loan, you will receive information on the cost of the particular loan, and this allows you to determine if you will be able to make repayments on time. It is important to make all repayments according to the agreement. Late repayment may incur certain fees. However, all fees are capped, meaning you don’t have to worry about incurring a higher cost on late repayment.

MoneyMe repayments are quite simple because when you are approved, we set you up with a customised direct debit schedule that is aligned with your pay cycle. Immediately your loan is paid back in full, the direct debit stops. If you are having any difficulty with repayments, don’t hesitate to get in touch and let us know exactly what is happening. We are able to assist customers based on their unique situations.

With a MoneyMe personal loan, you can start your home renovation project sooner without paying anything upfront. View the range of mini-webisodes from the TV show Dvline Living with Dale Vine to learn more on how a MoneyMe low rate personal loan could be the solution for your next home project. Each episode features big and small renovation projects - from backyard paving and carport building to bathroom and kitchen upgrades, so be sure to tune in!