Get up to $15,000 fast

Unsecured Personal Loans

How much do you need?

For how long?

Credit history

Repayment

Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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Why choose
MoneyMe?

You get more with MoneyMe

Cheaper loans tailored to
your credit profile and history

5 minute application

The experience is simple,
online and quick

Money straight to your bank

Anytime, anywhere
in as little as 5 minutes

We get it, and you

A new generation of credit
for millennials, by millennials

What is an unsecured personal loan?

An unsecured personal loan is a loan that doesn’t require security such as property or a car to se-cure the loan. The lender instead provides the personal loan based on a borrower’s ability to repay. MoneyMe’s unsecured personal loans range between $5,001 and $15,000. Repayment terms are flexible, and range between 1 and 3 years.

Can I get an unsecured personal loan?

You may be eligible for an unsecured personal loan with MoneyMe if:

  1. You are over 18 years of age
  2. You are employed and receiving regular income
  3. You are an Australian resident
  4. You have a good credit history

To find out if you can get an unsecured personal loan, visit MoneyMe and click on apply.

Unsecured Personal Loans

An unsecured personal loan with MoneyMe can be a great way to access funds quickly and conveniently, for those times when life throws you a curve ball. You may be in a good financial situation, with a regular income and a savings account you contribute to regularly for a rainy day. However, it’s impossible to always foresee every one of life’s unexpected sticky situations, such as when your car decides to break down and the cost of repairs is greater than anticipated, or your furry friend gets sick and the vet bills are enough to bring a tear to your eye.

Lower-Hassle Lending

When unexpected situations arise, the last thing you will want to do is fill in reams of paperwork, or wait days on end for approval. When convenience and a fast application process are your top priorities, MoneyMe’s unsecured personal loans are the perfect choice. Choosing an unsecured loan means that you don’t have to worry about putting up your house or car as collateral and the loan can be used for almost anything including paying for a rental bond or growing a business. There is far less paperwork to deal with than a traditional personal loan, and the application process is much faster.

How The Loan Works

The beauty of MoneyMe is in its simplicity. The application is done online, and usually takes less than five minutes to complete. This means you can easily apply for your loan from anywhere in the world if you have an Internet connection. MoneyMe then uses safe and fast Proviso technology to securely access your recent bank statements and ensure you can pay back the loan comfortably – simple.

24 / 7

Borrow money online,
anytime, anywhere

00:03:30

Outcome within minutes,
not hours or days

95%

Customer
satisfaction rate

Back to Living

Once you are approved, your money will be in your bank account in as little as a few minutes. MoneyMe then works with you to set up direct debits around your income cycle, so your repayments can stay on track. With the convenience of an unsecured personal loan from MoneyMe, you can get on top of any curve ball that life may throw your way, and quickly return to living your way.

How customers rate MoneyMe's Unsecured Personal Loans

Overall (4.75)

48 reviews

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

*Please note: You may be offered an amount less than requested. Subject to our assessment and suitability.