Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Unsecured Personal Loans
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact

What is an unsecured personal loan?

An unsecured personal loan is a loan that doesn’t require security such as property or a car to se-cure the loan. The lender instead provides the personal loan based on a borrower’s ability to repay. MoneyMe’s unsecured personal loans range between $5,000 and $50,000. Repayment terms are flexible, and range between 1 and 3 years.

Can I get an unsecured personal loan?

You may be eligible for an unsecured personal loan with MoneyMe if:

  1. You are over 18 years of age
  2. You are employed and receiving regular income
  3. You are an Australian resident
  4. You have a good credit history

To find out if you can get an unsecured personal loan, visit MoneyMe and click on apply.

Unsecured Personal Loans

An unsecured personal loan with MoneyMe can be a great way to access funds quickly and conveniently, for those times when life throws you a curve ball. You may be in a good financial situation, with a regular income and a savings account you contribute to regularly for a rainy day. However, it’s impossible to always foresee every one of life’s unexpected sticky situations, such as when your car decides to break down and the cost of repairs is greater than anticipated, or your furry friend gets sick and the vet bills are enough to bring a tear to your eye.

Lower-Hassle Lending

When unexpected situations arise, the last thing you will want to do is fill in reams of paperwork, or wait days on end for approval. When convenience and a fast application process are your top priorities, MoneyMe’s unsecured personal loans are the perfect choice. Choosing an unsecured loan means that you don’t have to worry about putting up your house or car as collateral and the loan can be used for almost anything including paying for a rental bond or growing a business. There is far less paperwork to deal with than a traditional personal loan, and the application process is much faster.

How The Loan Works

The beauty of MoneyMe is in its simplicity. The application is done online, and usually takes less than five minutes to complete. This means you can easily apply for your loan from anywhere in the world if you have an Internet connection. MoneyMe then uses safe and fast Proviso technology to securely access your recent bank statements and ensure you can pay back the loan comfortably – simple.

Back to Living

Once you are approved, your money will be in your bank account in as little as a few minutes. MoneyMe then works with you to set up direct debits around your income cycle, so your repayments can stay on track. With the convenience of an unsecured personal loan from MoneyMe, you can get on top of any curve ball that life may throw your way, and quickly return to living your way.

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied