*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Anunsecured personal loan is a loan that doesn’t require security such as property or a car to se-cure the loan. The lender instead provides the personal loan based on a borrower’s ability to repay. MoneyMe’s unsecured personal loans range between $5,000 and $50,000. Repayment terms are flexible, and range between 1 and 3 years.
Can I get an unsecured personal loan?
You may be eligible for an unsecured personal loan with MoneyMe if:
You are over 18 years of age
You are employed and receiving regular income
You are an Australian resident
You have a good credit history
To find out if you can get an unsecured personal loan, visit MoneyMe and click on apply.
Unsecured Personal Loans
An unsecured personal loan with MoneyMe can be a great way to access funds quickly and conveniently, for those times when life throws you a curve ball. You may be in a good financial situation, with a regular income and a savings account you contribute to regularly for a rainy day. However, it’s impossible to always foresee every one of life’s unexpected sticky situations, such as when your car decides to break down and the cost of repairs is greater than anticipated, or your furry friend gets sick and the vet bills are enough to bring a tear to your eye.
Lower-Hassle Lending
When unexpected situations arise, the last thing you will want to do is fill in reams of paperwork, or wait days on end for approval. When convenience and a fast application process are your top priorities, MoneyMe’s unsecured personal loans are the perfect choice. Choosing an unsecured loan means that you don’t have to worry about putting up your house or car as collateral and the loan can be used for almost anything including paying for a rental bond or growing a business. There is far less paperwork to deal with than a traditional personal loan, and the application process is much faster.
How The Loan Works
The beauty of MoneyMe is in its simplicity. The application is done online, and usually takes less than five minutes to complete. This means you caneasily apply for your loan from anywhere in the world if you have an Internet connection. MoneyMe then uses safe and fast Proviso technology to securely access your recent bank statements and ensure you can pay back the loan comfortably – simple.
Back to Living
Once you are approved, your money will be in your bank account in as little as a few minutes. MoneyMe then works with you to set up direct debits around your income cycle, so your repayments can stay on track. With the convenience of an unsecured personal loan from MoneyMe, you can get on top of any curve ball that life may throw your way, and quickly return to living your way.
How fast can we send your money?
Instant transfers for most banks
For almost all banks you can expect to have money available in your bank account straight away.
For a handful of smaller banks or credit unions, it may take 1 business day.
Our business hours
Mon to Fri 8am to 9pm
Sat & Sun 9am to 9pm
(Sydney/Melbourne time)
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