Personal
loans for
kicking goals

You and your doctor might’ve already decided on an appropriate treatment for your needs, but can you get a loan for surgery?

Not everyone has the savings to make the payments upfront, especially if their health insurance doesn’t cover surgery payment plans. That’s why MONEYME provides personal loans that can help you cover these medical expenses and more. 

Plus, we know that there can be a lot to consider before you prepare for the operating room, so we’ve laid out some simple steps to guide you in getting financed.

Step #1: Find out if you qualify.

There’ll typically be different borrower qualifications per surgery loan provider. At MONEYME, our eligibility criteria are simple. To qualify for our loans, you must:

• be at least 18 years old
• be an Australian citizen, New Zealand citizen or permanent resident 
• earn more than $30,000 annually from employment.

If you check all the boxes, then you can review our conditions and apply to get a personal loan for surgery.

But you may wonder, ‘Can you get a loan for surgery purposes with your credit rating?’ Fortunately, there’s no need to overthink; if you’re concerned about your overall standing, our technology gives everyone an extensive and fair assessment.

This means we’ll consider multiple factors and not just your numerical credit score. We’ll work on getting a clearer picture of your financial circumstances, taking into account your income, current debt obligations, living expenses, and more. 

Step #2: Understand the terms and benefits.

A number of borrowers would look for surgery payment assistance and ask, ‘Can you get a loan for surgery?’ but they only consider the rate and total spendable amount for surgery loans. In a similar way, others would only take into consideration their capability to borrow.

It’s also crucial to consider other factors. For example, here at MONEYME, aside from competitive interests and substantial balances, you can conveniently manage your account through our app that’s available on both iOS and Android. 

What’s more, we’re also driven to make repayments simple and flexible. We don’t charge any early exit fees so there’s one less thing to worry about while you recover from surgery. You can pay off your personal loan for medical expenses ahead of schedule without incurring additional costs.

Step #3: Submit an application.

Traditionally, to take out a bank loan for surgery, you would have to head to the nearest financial institution so you could apply and deal with time-consuming processes. Can you get a loan for surgery like that today? With convenient online processes, you don’t have to. 

At MONEYME, we know that you might need medical financing as soon as possible, which is why we have a fast application process that’s 100% online and can be done in as little as five minutes. 

You just have to provide basic data, such as your date of birth, address and contact number. Additionally, to verify your information, you’ll simply need to sign in through our secure online bank portal. 

Our technology will then go through the assessment process, and if you get approved, we’ll transfer your funds right away. They can even be in your bank account on the same day you applied!