Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
When it comes to cheap car finance, everyone will go for low-interest rates and affordable monthly repayments as such features make auto loans more attractive and very affordable. If you’re looking for online loans that serve the best way to finance a car with fast approval and flexible repayment terms, then stop your search as MONEYME offers a cheap car finance option to make buying your own car hassle-free with less waiting time.
Our quick and easy online application speeds up the approval process and fund transfer, so you can buy the car of your dreams. MONEYME also makes online car financing reliable with secure and competitive interest rates for your auto loans. Enjoy a worry-free plan for car instalments and find easy new loan choices with the best car loan rates that only MoneyMe can offer.
Getting cheap car finance with manageable monthly repayments and low-interest rates is not far from reality with trusted auto finance lenders.
You don’t necessarily have to withdraw a lump sum amount in your savings to buy a car upfront. You can avail of vehicle loans that help you pay for your dream car with loan terms that can go from one to five years. If you’re looking for the best place to get a car loan with secure low-interest rates and low monthly repayments, let MONEYME stop your endless searching with our financial solutions.
To determine your ability to comfortably repay your loan, cheap car finance lenders review your credit score based on the information you provided. Upon applying at MONEYME, you will be asked for personal and financial information to help us process your auto loans, such as your income, expenses, debt obligations, and overall creditworthiness. We have our own loan rating and we usually give a score from A1+ to A5 for each customer which is mostly determined by your credit history. Your credit history will determine your credit score which will be the basis to set your interest rates, monthly repayments and loan term. MONEYME rewards customers with a good credit history by providing them with lower monthly costs. Once you apply, you will know the specific costs and repayments outlined on our costs page.
Remember that if you have an excellent credit score, you’re likely to be offered more favourable interest rates. Once your interest rate has been determined, you will be presented with options for loan terms and you can choose to pay off your auto loan within one to five years.
After deciding on your loan term, you will know your monthly repayment cost. This will give you an idea of how much fees and charges you can afford to pay, and how much you’re able to save. Your monthly loan payment should not exceed the total cost of the car, as that may result in not-so-great credit.
Once you’ve agreed to the monthly loan repayment cost, you can sign your loan contract.
Car financing entities vary in offering you the amount that you need for your automotive finance. Depending on your credit history and credit score, online money lending companies like MONYEME can offer loans ranging from $5,000 to $50,000. Our highly competitive interest rates give you flexible repayments with no early exit fees.
Thus, a good credit score gives you the benefit of getting low-interest rates. However, you don’t need to worry even if you don't have an excellent credit score, as you have the chance of still getting an approved loan at MONEYME . We have a starting interest rate of 6.95% p.a. with fees and other charges that may apply if you don’t pay on time.
So before you think of applying for small car loans, make sure you improve your credit score by paying your loan consistently and on time to secure the best low-interest rate that you can ever have.
Financing a car through a dealership, banks and other financial institutions will usually take days or even weeks. You may even need to follow up on your loan application if you don’t hear anything back within a given time. However, tech-savvy online providers like MONEYME makes car loan approval fast and done within the same day. MONEYME’s advanced tech-driven platform makes car loan finance paperless and completed in a matter of minutes after applying for an online loan. You can be sure that the application processes, car loan comparison rates, loan approvals, and fund transfer becomes easy and fast in just one click.
Enjoy the cheapest car loan offer online with MONEYME. We provide a secure and lowest possible interest rate from our quick and easy online application process and same-day approval. Avail of our great offer and get a cheap car finance loan ranging from $5,000 to $50,000.
Talk to us if you want to know more about our auto loan financing options.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
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We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
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Reducing our environmental footprint to support Australia's path to Net Zero.
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For a handful of smaller banks or credit unions, it may take 1 business day.
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