Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
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Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
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Early exit fees
If you’re in the market for a new car, you’re probably wondering where the best place to get a car loan is. A car loan is a formal finance arrangement involving three parties working together to get you behind the wheel of your dream car: the buyer, or you; the vendor, typically a car dealer; and the lenders, who provide the money for the purchase. Ultimately, the best place to get a car loan in Australia is the one that offers the best combination of interest rate, repayment terms, and conditions for your individual needs.
At MONEYME, our focus is on providing fast and easy-to-access personal loans with flexible repayment terms. Whether you’re hoping to buy a new family vehicle or treat yourself to some holiday shopping, we can help you secure competitive and easy car loans that meet your needs and budget. So if you’re ready to start browsing the latest vehicles with confidence, contact our team today and let us help you take control of your finances!
To find the best place to get a car loan, here are some of the factors you should consider:
There are two types of interest rates – variable and fixed. Variable interest rates can change over time, so it is important to be aware of how this could impact your repayments. Fixed interest rates are fixed for the entire loan period, so you will know exactly how much you need to repay each month. At MONEYME, we offer variable-rate loans.
There are two main types of car loans available in the market: secured and unsecured. A secured loan is one where the vehicle itself is used as collateral, while an unsecured loan doesn’t require any form of collateral. Unsecured loans tend to have higher interest rates, but they’re also easier to qualify for.
The loan term is the period over which you will repay the loan. Generally, car loans have a shorter repayment period than other types of loans such as home loans. This is because cars are considered depreciating assets, so lenders want to minimise their risk by ensuring that the loan is repaid quickly. At MONEYME, we offer car loans with repayment terms of up to 60 months. This gives you the flexibility to choose a repayment schedule that suits your needs and budget.
Most lenders charge a processing fee to cover the cost of processing the loan application. This fee is typically around 1% of the loan amount. The best place to get a car loan in Australia is from a lender that doesn’t charge sky-high processing fees such as MONEYME. This way, you will save money on your loan and maximise your chances of getting a loan.
Some lenders may charge a prepayment fee if you repay your loan early. This is to compensate the lender for the interest they would have earned had you kept the loan for the full term. MONEYME does not charge any prepayment fees, so you can make additional repayments or pay off your loan in full at any time without incurring any penalties.
A pre-approved car loan is one where the lender has agreed to lend you a certain amount of money before you even start shopping for a car. It assures you of a loan amount and interest rate, giving you the peace of mind of knowing how much you can afford to spend on your new car. This means that you can shop around with confidence, safe in the knowledge that you have the financial backing to make your auto loan.
Taking these things into consideration should help you find the best place to get a car loan for your needs. At MONEYME, we understand that everyone’s financial situation is different. That’s why we offer a range of personalised car finance options to suit your individual needs and budget. So whether you’re looking for a competitive interest rate, a flexible repayment schedule, or a fast and easy application process, we can help.
You can apply for a car loan finance in minutes using the MONEYME app. Access your funds faster, and get better rates than if you were buying at banks or local dealerships with loans from traditional lenders who only look at credit scores. Here are the few simple steps you will need to follow to get started:
It’s that easy! Apply now and get behind the wheel sooner than you thought possible.
MONEYME is the best place to get a car loan in Australia. We revolutionise the way people get loans. The MONEYME app makes getting a car loan easier than ever. Just fill out some information and you will be good to go in minutes! Plus, with our bank-beating rates, loan approval is quick too – you can have money transferred directly into your account within 24 hours or less.
With MONEYME, you always know exactly what you’re paying. We don’t hide our rates in the fine print, and there are never any surprises. We don’t believe in charging our customers hidden fees. That’s why there are never any application, origination, or prepayment fees associated with our car loans.
Apply now!
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
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We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
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Reducing our environmental footprint to support Australia's path to Net Zero.
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