Personal
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Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

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Won't impact your credit score!

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Example variable interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

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Total repayments

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and fees

Variable interest rate

6.74

% p.a.

up to

25.49

% p.a.

Comparison rate*

8.13

% p.a.

up to

26.88

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

3 Compelling Reasons To Get Loans For Pet Surgery



If your furry friend is facing health troubles, you might ask, ‘Can you get a loan for surgery if it’s for your pet’? Loans for pet surgery could be an option for some pet owners, especially when a surgical intervention could improve your pet’s quality of life. Here are a few reasons to consider veterinary care loans if you’re on a tight budget but don’t want to compromise on your pet’s health.



#1. They may provide quicker financial relief for pet-related expenses compared to traditional options.

Where pet surgery payment plans might come in handy

Pet surgery loans can be helpful during unexpected scenarios where pet owners need to take action but may need more funds for an upfront payment. For example, your dog may have a dental issue requiring surgery before infection. Your cat may need a foreign object removed from its body or have an obstruction in its bladder or urethra.

Loans for pet surgery could also provide a pathway for elective pet care, such as tumour or cyst removal that isn’t immediately life-threatening, orthopedic surgeries, or preventative surgeries. Traditional funding methods might not offer the quick response you may prefer for these health concerns.

Enhanced budget management

Opting to apply for loans for pet surgery can be a strategic decision that helps you keep your pet healthy without jeopardising your financial health. Pet medical loans allow longer repayment periods than a one-time, upfront payment. Loans for vet bills help to spread out the cost so pet owners can stay within budget month-per-month.

By avoiding the need to deplete savings or emergency funds, pet owners who avail themselves of pet medical loans could maintain financial liquidity for other aspects of life and unexpected needs. All in all, this option could help individuals maintain responsible pet ownership and financial management.



#2. They help you maintain or improve your pet’s health.

Access to loans for pet surgery allows for prompt treatment, which is often crucial in emergencies. Animal surgery loans could spell the difference between recovery and prolonged suffering for your pet. These loans are designed to cover costs swiftly, ensuring that financial constraints don’t delay the critical care your pet’s needs.

Plus, with the help of emergency pet loans, pet owners could have the funds they need for other aspects of their pet’s surgery, such as post-operative care. After all, ensuring your pet gets the necessary follow-up treatments and medications is just as crucial as the initial surgery.

Finally, veterinary loans could help eligible borrowers stay on top of their pets’ long-term well-being. By removing financial barriers to treatments, pet surgery loans could not only ensure immediate care but also contribute to the ongoing health and well-being of your pet, allowing them to lead a happier, healthier life.

 

#3. They alleviate stress for pet owners.

For most, if not all, pet owners, pets are beloved members of the family. Thus, whenever a pet faces health issues, it can cause an enormous amount of worry and stress. Loans for pet surgery could significantly reduce the emotional and financial stress experienced during a pet’s medical crisis.

Loans for medical bills allow pet owners to concentrate on the most crucial aspect – the recovery and health of their beloved animal companions. Stress-free environments contribute to faster and more effective recoveries for pets.

Plus, without the looming worry of financial strain, owners could be more present and attentive to their pets’ needs, and decisions could be made in the best interest of pet health rather than based on financial constraints.

Finally, loans for pet surgery could help pets live longer lives, potentially paving the way for pet owners to enjoy more precious moments with their pets.

 

Frequently Asked Questions (FAQs)

 

What are the benefits of getting a loan for my pet’s surgery?

As mentioned, loans for pet surgery could help reduce financial stress, provide access to immediate care, and ensure more time to bond with your pet. However, some providers could complicate this process, adding more frustration to an already challenging situation.

Securing surgery loans Australia-wide through MONEYME could transform an otherwise stressful situation into a manageable one for eligible borrowers. We offer personal loans that borrowers can flexibly use for emergency pet surgery and other pet care-related expenses.

What factors determine the approval of a pet surgery loan application?

Eligibility for loans can vary depending on the lender you prefer. Wondering whether you’re eligible for a personal loan for surgery purposes from MONEYME? We have kept our minimum requirements straightforward. To be eligible for one of our personal loans, you must be:

  • an Australian citizen, New Zealand citizen, or permanent resident;
  • over 18 and are currently employed; and 
  • have an annual income of at least AUD$30,000 to ensure affordability of repayments.

Along with the above criteria, we consider a range of factors like income, expenses and credit score when we assess applications.

How do I compare different loan options for my pet’s surgery?

When choosing between providers for pet care loans, it’s important to consider interest rates, loan terms, and monthly payment costs. You also want to see if approval requirements are simple and straightforward; nobody wants to line up for hours and prepare tonnes of paperwork, after all.

Additionally, consider lenders who provide efficient and transparent services with no hidden costs. It’s also important to ensure you get access to supportive customer care that guides you through the loan process and any issues you might encounter over the term of your loan.

At MONEYME, we’re committed to helping you achieve your financial goals with a simple application and approval process, competitive interest rates, and flexible repayment terms. You don't have to worry about preparing a lot of documentation, either. We’ll simply review your last three months of bank statements by asking for secure view-only access to your account (using bank-grade security), so you won’t need to worry about downloading and uploading your statements.

Finally, our friendly customer service team is always available to assist you with your concerns.

Personal Loans Made Easier at MONEYME

At MONEYME, we redefine the financial landscape with our commitment to innovation, efficiency, and empowerment.

How to apply

1 Check your rate and repayments

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without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

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Level 7, 352 Hunter Street Sydney NSW AU 2000
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