Cash loans in Canberra from MoneyMe are nice and simple, just like our wholly online application process. Whether you’re based in Belconnen or Queanbeyan, Kingston or Braddon, you can apply for any of our quick cash loans in just minutes. Our low doc personal loan application requires just some standard forms of identification like your driver’s licence or your passport and your Medicare card. We’ll ask you for details relating to your income, your current living expenses and any other debts that you currently have.
The last screen of your online application form will ask you to input your online banking details. Don’t worry, this doesn’t give your personal loan broker access to your account or anything like that. Instead, we are sent a 90-day statement in PDF format that we use to instantly verify your application details. It will show us your income amounts, your general living costs and it’s the reason that we can offer instant loans online with such fast approvals.
Once we’ve assessed your application (this normally takes a matter of minutes when you apply during our business hours) we’ll send you a loan offer. This offer will include your total loan amount, the term of the loan and the interest rate you have been offered. If you’re happy with the loan, then simply digitally sign your contract and send it back to us. Once we received your signed offer then we transfer your new express loan funds immediately. Most customers receive the money they’re looking for in their account the very same day. Same day loans from MoneyMe isn’t just a gimmick – it’s the real deal. You could between $5,000 and $50,000 transferred immediately.
If you’re looking for a lump sum cash amount, then our quick cash loans are the fastest way to get that but if you’re looking for a more flexible credit option then you might want to consider our Freestyle Mastercard. Freestyle is the MoneyMe online credit card available for balances between $1000 and $20000. It works just like any other credit card in that you have access to a revolving line of credit rather than a lump sum cash amount like our personal loan options. Our customers also receive up to 55 days interest-free on purchases made using their Freestyle account so if you repay your credit balance within this period then you’re essentially using an interest free credit card.
Our variable rate personal loans are not offered with a personal loan redraw ability so if you need access to ongoing cash rather than just a single payment, consider Freestyle first. If you’re looking for a personal loan to pay off credit card balances or if you’re looking for a personal loan for debt consolidation, lump-sum cash transferred directly to your account could be the smarter option.
For anyone who’s not sure whether to apply for a personal loan vs credit card option, you can use an online loan repayment calculator to help you decide. These calculators are great ways to check ahead of time what kind of loan balance and loan period works best for your current finances or whether a credit card is the better way to go. It will give you an indicative loan repayment amount based on your preferred loan term, balance and interest rate that you can use to quickly check against your current living budget. When you know how much a comfortable loan amount is or whether our Freestyle option works best for you, then simply complete and submit your credit application online.