*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Motor Vehicle Finance
There’s no doubt that our motor vehicle finance service will help customers all around Australia through assisted payments. Rather than manually setting aside a large sum of funds from salary inflow, you can speed up the whole purchasing experience when you get a car loan from MONEYME.
Simply install our iOS or Android mobile phone app, answer our five-minute application form, and then have easy credit transferred within the same business day. Whether you are looking for luxury sports cars, family-friendly vans, or even company courier trucks – MONEYME will surely have the right lending products for you to try out.
Apply online now to take advantage of our sizable loan amounts and commercial car loan rates. Scroll through and find out why we have some of the best car finance offers in the industry.
How does motor vehicle finance work?
The motor vehicle finance at MONEYME is so simple that it can be summarised into two parts: the application process and the system for car repayments.
The application process
Traditional car loan lenders would require you to visit their branch to follow their specific procedures. Typically, you would have to fall in line with the rest of the customers, sign mounds of approval paperwork, and submit the printed documents you’ve carefully prepared.
However, if you choose MONEYME as your one-stop online platform for all things vehicle financing, then you get the advantage of skipping that whole procedure. In place of it, you can just tap on your smartphone a few times to make a fast cash request.
As long as you have a decent internet connection, you’ll be able to apply for a premium offer with us. This digital setup is perfect for those who are always busy at work or those who would rather spend their limited free time in the comfort of their home.
The system for car repayments
Not only do we make it easy for you to take out money, but we also make it easy for you to pay off your outstanding balance. To ensure your motor vehicle finance repayments are on track, we schedule your direct debit date with your work’s income cycle. All you have to do is leave your salary in your connected bank account, and we’ll deduct the monthly dues from this amount.
Anxious about the collateral penalty? At MONEYME, one of our benefits is that we only offer unsecured car loan options – meaning your precious vehicle won’t be repossessed if ever you are in default. To give you even more peace of mind, we also allow you to make early exits free of any charges. Simply inform us when you want to make an advance deposit, and we’ll be sure to handle all the arrangements.
Navigate through MONEYME today to experience a service that’s convenient and reliable. Utilise our personal car finance or company car finance for your needs!
How do I qualify for motor vehicle finance?
For you to enjoy our motor vehicle finance, you must go through our preliminary eligibility check and then our comprehensive creditworthiness check afterwards.
Preliminary eligibility check
Before you start filling up our five-minute application form, you must first go through the following points:
You are a permanent resident in Australia
You are at least 18 years of age
You are currently making income from employment
If you fit all these basic criteria, then you are eligible for our easy car finance. With this, you can now apply on our online platform and have your request checked by our expert team.
Comprehensive creditworthiness check
Unlike other lenders that provide car finance for business and personal use, MONEYME takes into account more than just your raw credit score. This means that even if your profile has a low rating, you can still get a fair and honest decision from us.
Among a range of other factors, we consider your sources of income, obligations from debt, and overall living expenses. From this additional information, we are able to take a closer look at your unique situation – assigning you the appropriate motor vehicle finance terms you can realistically afford.
Essentially, if our records show that you can handle our loan amount ($5,000 to $50,000) and our interest rates, then we’ll accept your application or offer a custom plan that will fit well with your lifestyle.
Applying for our motor vehicle finance doesn’t take a lot of time and effort – just read through the step-by-step guide below to see for yourself.
Open our intuitive online application form. For the initial section, tell us your desired principal balance and repayment duration.
Tap on ‘vehicle expenses’ as your reason for borrowing and then input some standard contact information. Examples of this would be your given name, active email address, and date of birth.
Submit your car business finance or car personal finance application and have our expert team assess your situation. Once approved, wait for us to wire the funds into your connected bank account.
If you have any concerns about our application process or our system for car repayments, then don’t hesitate to contact us. Our friendly customer support will always be there to answer your questions or even give you some advice.
Similarly, we recommend that you utilise our automotive financing calculator beforehand. This tool will let you see how variables like car loan interest rates can affect your monthly or fortnightly dues.
Apply today and receive funds within the same business day!
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