Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
Getting the car you want and need becomes possible when you avail of a personal car loan. Whether you are a working young professional, a start-up business owner, or a seasoned driver, buying your car can happen today. Online personal loans for cars provide a fast and easy online application with same-day approval. MoneyMe lets you apply for a car loan with confidence as we offer low-interest rates and flexible repayment options.
Some may feel hesitant about getting a personal car loan in Australia as they don’t understand how it works. Getting the best deal for your auto loan starts with finding the right lender. Online lenders like MONEYME offer competitive rates and flexible repayment terms. We make personal car loan processes simple with our online credit platform that you can easily access via your mobile phone. Enjoy hassle-free and paperless personal car loan applications with MONEYME today!
You don’t have to worry even if you don’t have enough money to buy a new car. A personal car loan lets you borrow money from a lender that pays for your car and covers all costs. You pay back your lender with a loan interest on a fixed-term basis. Shopping around and comparing car rates helps you explore all your car finance options. Before you even sign a new contract for an auto loan, it is always best to know how it works.
You can choose from lenders like banks, car dealerships, financial entities, and online lenders.
If you urgently need an auto loan, you must choose the best and the fastest personal car finance provider. You wouldn’t want to go through endless paperwork and a long waiting period to get approved. Online lenders like MONEYME give you quick and convenient access to loan applications regardless of the time and location. There is no need for face-to-face interactions and lengthy paperwork as long as you have internet access and a mobile phone.
Before you apply for a personal car loan online, you need to know if you are eligible to apply. To qualify for a loan with MONEYME, you must meet the following criteria: a permanent resident in Australia, currently employed, and at least 18 years of age. Once you have determined you are qualified, then you can start applying online.
To apply, you need to complete and submit an online application form. You have to fill up the form by supplying information about your identity, monthly income, expenses, and credit background. It will only take you less than five minutes to complete the online application, and with MONEYME, there are no application fees.
Once you’ve submitted your loan application, you need to wait for approval. Personal car loan approvals are received within minutes as long as you applied within regular business hours. As a standard practice, MONEYME checks your credit history and credit score for your car loan before approval. A high credit score will help you gain access to better interest rates for a car loan, better payment terms, and low monthly repayment.
If you are approved for auto loans, you will receive a notification, and MONEYME will send your lending offer immediately. Treat this as our pre-approved car loan process. MONEYME shows you what rate of interest you will be charged on your loan and the total cost of your loan over your nominated term. The details in our lending contract serve as a loan quotation that includes the total loan amount, loan term, interest rate, and monthly repayment fees. A pre-approved car loan will help you determine if your monthly income can sustain your monthly loan payments. We make calculating your car loan payments clear and easy.
If you agree with the terms and conditions applied to your personal car loan, you can already sign the offer online.
After receiving your signed loan contract, MONEYME transfers the money you need to buy your new car. With us, you get your funds within the same day. However, in some instances, it may take time for you to receive your cash funds depending on the financial institution your bank account is held with.
Lenders will have different ways to assess your personal car loan. MONEYME can lend between $5,000 and $50,000. You can also check our personal car loan calculator to calculate your repayments. You will need to input your ideal loan amount and for how long you intend to complete your monthly payment. You will know your total amount of repayment and charges, but it will only be an estimate of the comparison rate as other fees and costs are not yet included. MONEYME’s loan calculator serves only as a guide, and the final amount you can borrow will still depend on your financial situation.
With MONEYME, you can apply for a new car loan from the comfort of your home. All you need is your phone, laptop, or tablet, and you can apply in just a few taps. Fill out the online form with your personal information, work details, and desired loan amount. If you are approved, we will send you a loan contract to sign. Once we have received your signed contract, we will transfer the funds to your account within minutes!
Buy the car of your dreams with MONEYME’s easy car loans. We offer a safe and stress-free way to get the cash you need at competitive interest rates and low fees. Enjoy our simple and fast approval process. MONEYME lets you borrow an amount that you can realistically afford. You can be sure that our fees are very reasonable and transparent. Get the best personal car loan deals today! Contact us for more details, and the MONEYME team will be happy to assist you.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Apply in minutes and manage your account
wherever and whenever you need it.
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Reducing our environmental footprint to support Australia's path to Net Zero.
Instant transfers for most banks
For almost all banks you can expect
to have money available in your bank account straight away.
For a handful of smaller banks or credit unions, it may take 1 business day.
Personal Loans are running hot!
55 people in the last 24 hours have applied
Freestyle is running hot!
55 people in the last 24 hours have applied
Debt Consolidation is running hot!
55 people in the last 24 hours have applied
Login via the app
Scan the code to get the app on your phone
Want to boost your financial wellness while also having a shot at winning some extra cash? Simply log into the MONEYME App and check your credit score every month to go in the draw to win $1,000!
Simply download the MONEYME app and describe
your
goal in 25 words or less for your chance to win!
Download
1300 669 059
