Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!
  1. MoneyMe
    2.   /  
  2. Student loans

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Winner of Canstar's Innovation Excellence Award 2022*

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Student Loans

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Student Loans

Student loans are a type of personal loan specially designed to help you pay course fees, university tuition, vocational education or training, or anything else related to your course. Typically packaged with more flexible terms and tailored rates for students, student loans are a popular option for financing tertiary education costs and tuition without complex eligibility criteria.

Making it personal

Student loans are becoming more important than ever before in Australia. Rising education tuition, and increased requirements to make loan repayments earlier in their working life can be substantial financial barriers for many students considering a further education. Coupled with already sky-high living expenses in cities like Sydney and Melbourne, dealing with tertiary education financing can be a tough challenge for young students.

Fortunately, a student loans company like MoneyMe can provide loans for students that are custom built to cater for these challenges.

The best student loans help to bridge the funding gap where government funding no longer exists, and flexibility and convenience is needed. Sometimes this can mean the difference between attending university, college, or TAFE, or giving up on your dream. More flexible loans for students in particular means you are more likely to achieve the finance needed to make your further education a possibility.

Benefits of student loans

If you’re wondering where to get student loans, you’ve come to the right place. MoneyMe has a range of student loan options for Australians who need fast and easy finance, but who may not have a length credit history so may not have a great deal of choice when it comes to other lenders.

The biggest advantage of student loans is that eligibility criteria for student borrowers can be more flexible. That means you can spend more time studying and less time worrying about how to pay for your books and tuition fees.

There are other distinct benefits like more flexible repayment terms, lower fees and cheaper rates when paying course fees – all of which puts you in control. At MoneyMe we even reward you with better rates if you pay us back on time – like you deserve!

What are you waiting for?

Applying is easy – simply click on the "Apply Now” button. Once you’ve inputted a range of personal information, you’ll be on your way to receiving the funds that could lead to a future of possibilities.

*Canstar’s Innovation Excellence Award 2022 was for MONEYME’s product Autopay.

**This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

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