Personal
loans for
kicking goals

Low rates starting from 5.99% p.a. (comparison rate from
6.70% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!
  1. MoneyMe
    2.   /  
  2. Student loans

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

0.00

Example variable interest rate

5.99% p.a.

Comparison rate*

6.70% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!

Check our rates
and fees

Variable interest rate

5.99

% p.a.

up to

24.49

% p.a.

Comparison rate*

6.70

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Establishment fee

$0 - $395

Loans up to $15,000

$0 - $495

Loans above $15,001

Loan term

3 to 7 years

Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Student Loans
5
5 stars

The process was very simple.

And the experience was nothing short of outstanding.

google
5
5 stars

Best Service Ever!!!

The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.

pr
5
5 stars

Very easy process!

Professional and friendly people to deal with. Absolutely great dealing with MONEYME!

google
5
5 stars

Easy Peasey!!!

Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.

pr
5
5 stars

I am delighted with my loan.

The app is fantastic, I like being able to see exactly where I’m at

google
4
4 stars

My experience was awesome.

Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.

pr
4
4 stars

Efficient service.

I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.

pr
4
4 stars

Prompt and professional.

Loan was sorted quickly and with little fuss. Will use again in the future.

google
4
4 stars

Efficient and Great.

Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.

pr
4
4 stars

Fast, Great rate.

Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .

google
4
4 stars

Super efficient.

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.

pr
4
4 stars

Fantastic!

Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚

pr
5
5 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

google
5
5 stars

Fast, friendly and customer focused!

MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.

pr
5
5 stars

The process was smooth and easy from beginning to end.

I’d gladly recommend

google
5
5 stars

Excellent Service and Highly recommended -

MONEYME has been a great help and they assisted me with all my queries.

pr
5
5 stars

Money Me has just been fantastic.

No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.

pr
4
4 stars

Money Me has just been fantastic.

Easy to do business with. It was a really easy process and I would highly recommend them.

pr
4
4 stars

Perfect.

Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you

pr
4
4 stars

Very good to deal with you.

It's all about the service that is provided for the customer. Would recommend to others

pr
Won't impact your credit score!

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
supporting world vision
Supporting
World Vision

We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.

we partner with canteen

We partner with Canteen to help fund the delivery of vital counselling services and programs.

Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.

More info
mitigating modern slavery
Mitigating modern slavery

We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.

Read our statement
Renewable energy in our offices
Renewable energy in our offices

Reducing our environmental footprint to support Australia's path to Net Zero.

Reconciliation action plan
Reconciliation action plan

We walk with First Nations
peoples toward reconciliation.

Read more
Discounted rates for EVs
Discounted
rates for EVs

Making sustainable choices more affordable for our customers.

Read more

Student Loans

Student loans are a type of personal loan specially designed to help you pay course fees, university tuition, vocational education or training, or anything else related to your course. Typically packaged with more flexible terms and tailored rates for students, student loans are a popular option for financing tertiary education costs and tuition without complex eligibility criteria.

Making it personal

Student loans are becoming more important than ever before in Australia. Rising education tuition, and increased requirements to make loan repayments earlier in their working life can be substantial financial barriers for many students considering a further education. Coupled with already sky-high living expenses in cities like Sydney and Melbourne, dealing with tertiary education financing can be a tough challenge for young students.

Fortunately, a student loans company like MoneyMe can provide loans for students that are custom built to cater for these challenges.

The best student loans help to bridge the funding gap where government funding no longer exists, and flexibility and convenience is needed. Sometimes this can mean the difference between attending university, college, or TAFE, or giving up on your dream. More flexible loans for students in particular means you are more likely to achieve the finance needed to make your further education a possibility.

Benefits of student loans

If you’re wondering where to get student loans, you’ve come to the right place. MoneyMe has a range of student loan options for Australians who need fast and easy finance, but who may not have a length credit history so may not have a great deal of choice when it comes to other lenders.

The biggest advantage of student loans is that eligibility criteria for student borrowers can be more flexible. That means you can spend more time studying and less time worrying about how to pay for your books and tuition fees.

There are other distinct benefits like more flexible repayment terms, lower fees and cheaper rates when paying course fees – all of which puts you in control. At MoneyMe we even reward you with better rates if you pay us back on time – like you deserve!

What are you waiting for?

Applying is easy – simply click on the "Apply Now” button. Once you’ve inputted a range of personal information, you’ll be on your way to receiving the funds that could lead to a future of possibilities.

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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