Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
Won’t impact your credit score!
Won't impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Car Finance Offers



Considering the multiple car finance offers you can find on the internet today, selecting the right one can be quite a daunting task. However, if you choose MONEYME for all your auto loan needs, then you wouldn’t have to worry about reliability, security, and efficiency. 

Our services are enjoyed by thousands of people across Australia and even go head to head against traditional car loan lenders such as banks. As a matter of fact, our interest rates are reasonably calculated based on your situation, and we even have a wide range of unique benefits on top of that. 

To try out our car finance offers, all you have to do is download our mobile phone app available on both the App Store and Google Play Store. Afterwards, you can fill up our 100% paperless application, potentially get approved in as little as 60 minutes, and have your funds transferred instantly. 

Join us now at MONEYME, and get a credit product that can handle high finance and low finance cars. Try out our motor vehicle finance services today to experience advantageous terms and conditions. 



How does financing a car work? 

When you finance a car, you are essentially taking out a loan to pay for the vehicle. The loan is typically paid back in monthly instalments over a period, and the interest rate you pay will depend on your credit score and the length of the loan.

With MONEYME, you can apply for our cheap car loans to help you finance a car. We offer loans from $5,000 to $50,000, and you can choose the repayment period that best suits your needs. You can also wait to get approved for a loan before you shop for a car, so you know exactly how much you can afford to spend.

Instead of visiting a traditional financial institution, you can skip the entire process of waiting in line, signing stacks of paperwork, and submitting physical documents when you take advantage of our intuitive online platform. Simply answer our three- to five-minute car loan application form, and then let our expert team make an in-depth assessment. 

If you qualify for our car finance offers, then not only will you receive our substantial principal balance and competitive fees, but you’ll also enjoy the following benefits. 

  • Permanent vehicle ownership. MONEYME only provides unsecured car loan offers. This means that even if you’re in default, your dream ride won’t be repossessed since it wasn’t used as collateral.
  • No-penalty advance repayments. If you want to avoid strict repayment schedules, then MONEYME is the lender for you. With us, you won’t have to spend extra money if you want to make a full or partial early exit. Just contact us ahead of time so we can make arrangements.
  • Hassle-free management system. For all of our car finance offers, you can take advantage of our easy-to-use online platform to manage your money. This way, you can always stay on top of your loan – even if you’re in a remote location (provided you have internet access).

To experience these credit perks and more, apply online now at MONEYME. Feel free to compare our options with those that provide interest-free cars, and then make an informed decision afterwards.



How much can I borrow for car finance? 

If you’ve ever searched for ‘best car dealer finance offer’ or any other similar term on your browser, then there’s no doubt that you want to know about our terms and conditions. Here at MONEYME, you can secure a minimum loan amount of $5,000 to a maximum of $50,000. 

However, you must keep in mind that when you’re going to pay off this amount, you’ll also have to account for the reasonable charges listed below. 

  • Interest rate = calculated based on your specific situation (we thoroughly assess your creditworthiness to potentially provide a flexible plan)
  • Establishment fee = $295 to $495 (value depends on the credit you borrowed)
  • Monthly fee = $10 (fixed rate that is applicable for all of our car finance offers)

With this information, know that we take the time to check more than your credit score to approve your loan application. We’ll gladly review your credit history, and through our service, you’ll get a fair chance of getting your request approved or getting a personal offer that works for your situation. 

Try out our cars for sale finance today!



Does car finance have an impact on credit score?

Just like with any other loan request, applying for MONEYME car finance offers will impact your credit score as a whole. On top of aspects like sources of income, general living expenses, and current debt obligations, our system will also run an assessment of your credit profile through a ‘hard inquiry’. This process will marginally affect your rating, but after a couple of years, the enquiry will be removed from your credit report. 

Ultimately, when you apply for car loan offers at MONEYME, you won’t have to worry about a permanent negative impact on your rating. We even help you rebuild your credit score by ensuring that your repayments are on track. If you make your payments on time and in full, you could see your credit score gradually improve.

Borrow from us today, buy the vehicle model of your dreams, and get on the road to a better credit future.

How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

Won’t impact your credit score!
Won't impact your credit score!

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
Won't impact your credit score!
Car Finance Offers
Won't impact your credit score!

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